Each application will be reviewed to determine the age of the business and how long the physician has been practicing. A group practice will be evaluated to assess actual practice time for each physician.
The following parameters form the basis to establish the financing limits.
| MD’s and DO’s |
| Less than one year |
Greater than one year |
| Maximum amount: $75,000 |
Maximum amount: $150,000 |
| Individual practitioner |
- Verification of medical license
- Personal guarantee is required
- Bank reference
|
| Group practices including physician owned clinics |
- Verification of medical licenses
- Personal guarantee is required (should have the majority %)
- Bank reference
|

| Dentists |
| Less than one year |
Greater than one year |
| Maximum amount: $50,000 |
Maximum amount: $100,000 |
| All |
- Verification of dental license
- Personal guarantee
- Bank reference
|

| Physical Therapists and Opticians |
| Less than one year |
Greater than one year |
| Maximum amount: $35,000 |
Maximum amount: $75,000 |
| All |
- Verification of license
- Personal guarantee
- Bank reference
|

| Chiropractors |
| Less than one year |
Greater than one year |
| Maximum amount: Not available |
Maximum amount: $50,000 |
| All |
- No start up Chiropractors
- Personal guarantee
- Bank reference of a moderate 5 figure minimum
- Verification of business license
|
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