For Immediate Release

Main Street Bank LEASES OFFICE SPACE

KINGWOOD, TEXAS, November 19, 2004 - Main Street Bank, Kingwood, Texas announces that it has leased 30,000 sq feet of office space in the Houston suburb of Kingwood for a new operations and administrative center designed to serve the leasing industry.

It is expected that the operations center will be fully operational early in the second quarter of 2005.

The center will include state-of-the-art communications, training and educational facilities designed to provide brokers and sales associates with prompt approval of applications and training to help improve their ratio of successful closes.

An investor group, led by Thomas Depping, recently made an investment of over $21 million in the Bank. Main Street will use these funds to capitalize its new equipment leasing division to provide funding to equipment leasing companies and lease brokers on a national basis.

Depping has been active in the equipment leasing industry for over 22 years. In 1994 he founded publicly traded First Sierra Financial, Inc. which was acquired by American Express in 2001. Prior to 1994 he served as President of Sun America, Inc's equipment leasing subsidiary.

Depping stated: "As we develop our national presence in the equipment leasing industry Main Street Bank will truly become ' America 's Small Business Bank.'"

Main Street Bank was formed in 1984 and currently serves the Texas market.